ServeAssess research · Issue 02

Financial provider research built to survive the headline.

Original analysis from provider records, official financial data and controlled pilots. Every finding keeps its denominator, date, source trail and limitation in view.

Latest audit · 25 July13,594provider records in the current research edition

Market structure91.6%

of records crossed service categories

Public data52.3%

carried one of four registry pipeline tags

Small-firm gap6.6pp

between smallest and largest SEC RIA website-match bands

Readiness split96 / 30

wealth website match versus depth threshold

Flagship report · 01The State of US Financial Service Providers 2026

Five bottom line findings on verified identity, evidence depth, category overlap, bank scale, public reviews and credit union growth.

Open the national report

75.6%verification threshold3.2%completeness threshold

Seven supporting studies

Start with the bottom line. Stay for the method.

0269Which bank is best depends on the question

Scale, complaints and growth produced different leaders.

January 2025 to July 2026Read the study →0313,574The state of US financial provider evidence

Verified identity was far more common than decision ready detail.

Snapshot taken 22 July 2026Read the study →0416Customer reviews and verified evidence measure different things

Review collection groups differed by 3.29 rating points.

Pilot published July 2026Read the study →05New52.3%Why no single public register can describe US financial providers

No one public register supplied a complete provider record.

Catalogue snapshot taken 25 July 2026 · CSV includedRead the study →06New91.6%One provider, many services: the category overlap study

More than nine in ten records crossed service categories.

Catalogue snapshot taken 25 July 2026 · CSV includedRead the study →07New6.6ppSmaller regulated firms were harder to match to an official website

Smaller regulated firms had a repeatable website match gap.

Catalogue snapshot taken 25 July 2026 · CSV includedRead the study →08New22A website match did not guarantee decision ready provider evidence

Website coverage and research completeness often moved apart.

Catalogue snapshot taken 25 July 2026 · CSV includedRead the study →

Open data room

Reuse the figures without losing the caveats.

The latest studies include compact derived datasets. The full provider export remains available for reconstruction and independent analysis.

Download full provider export

01Registry coverage5 rows · CSV 02Category overlap13 rows · CSV 03Size quartiles8 rows · CSV 04Category readiness22 rows · CSV

No universal winner

A leader exists only for the stated measure, peer group and period.

Missing data stays visible

Absence lowers completeness, not provider quality.

Historical means fixed

New catalogue records create a new edition instead of changing the old one.