AEvidence-led provider article
167TH TFR: evidence, responsibilities and open questions
167TH TFR is assessed from dated identity, permission and outcome evidence. This article separates verified facts from findings that the current record cannot support.
What the record establishes
The legal name currently recorded is 167TH TFR. 167TH TFR is catalogued for Banking and Consumer lending and the current record places its market scope in United States.
ServeAssess accepted 20 claim level facts and linked 3 sources as of 2026-07-19. Verification strength is 65/100, while research completeness is 27/100 against the fields expected for this category and role.
Responsibility and permission
167TH TFR is recorded as legal entity and 167TH TFR is recorded as marketing brand. The role map controls which party receives a licence, financial metric or complaint finding.
2 product and jurisdiction permission records are active or exempt in the current map. No restricted, suspended, withdrawn or unverified permission appears in that map.
What the outcome evidence can support
The current assessment can score 1 of six substantive outcome dimensions. RegulatoryStanding is 84/100 within the eligible peer group. Current permissions and restrictions are assessed separately from enforcement history. Registration confirms status, not service quality.
The comparable metrics ledger contains 12 latest observations. Each value enters a dimension only when its direction, period, denominator and peer group support a fair comparison.
Price, access and intended customers
Pricing disclosure is recorded as unknown. Customer eligibility has not been classified. No access channel has passed the current evidence check.
For banking, the decision is which legal institution holds the account, what protection applies and whether the product remains competitive after fees and access limits. The current record should be used with the written offer or contract rather than as a substitute for it.
Limits that affect the decision
The following limits are part of the assessment and should remain visible beside any favourable finding.
- CustomerOutcomes lacks enough comparable evidence for a score.
- FinancialResilience lacks enough comparable evidence for a score.
- OperationalReliability lacks enough comparable evidence for a score.
- PriceAndContractQuality lacks enough comparable evidence for a score.
- TransparencyAndGovernance lacks enough comparable evidence for a score.
- Verification strength describes the research record. It is not a provider quality rating.
- Research completeness measures category relevant coverage. It does not reward a broad product catalogue.
- Customer outcomes remain unscored until a valid exposure denominator and comparable handling data are available.
A focused verification path
A banking app may be a technology company while a separately named bank holds deposits, issues cards or makes loans. Bank charters and primary regulators may be federal or state, while branch access and product availability can still vary locally.
- Find the institution in FDIC BankFind or the NCUA locator.
- Match the legal name and certificate or charter number.
- Read the deposit insurance explanation for the exact account structure.
- Save the legal name, source URL and observation date used for the decision.
Article version 2026-07-full-site-v1 · 473 words · candidate A selected after automated editorial checks.
01Offering map
Services and access
United States scopeUnited States
Customer typesNot yet confirmed
AccessNot yet confirmed
Pricing disclosureunknown
02Structured assessment
Scores, factors and research limits
Verification strength65/100Identity, permissions, source quality and claim-level freshness.
Research completeness27/100Coverage against the fields relevant to this category and role.
Freshness100/100Average freshness of the accepted claims, not merely the page date.
Quality evidence: insufficient outcome data1 of 6 substantive dimensions currently scoreable. ServeAssess does not combine them into one universal quality score.
Regulatory standing5 supporting fields
84/100Current permissions and restrictions are assessed separately from enforcement history. Registration confirms status, not service quality.
Financial resilience or backing0 supporting fields · peer group banking|role-unknown|size-unknown|US
Insufficient dataDirectionally comparable resilience measures within the provider's role, category, size and jurisdiction peer group. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
Price and contract quality0 supporting fields · peer group banking|role-unknown|size-unknown|US
Insufficient dataComparable price and contract measures. Published terms alone do not establish good value. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
Customer outcomes0 supporting fields · peer group banking|role-unknown|size-unknown|US
Insufficient dataComplaint volume is normalized by an exposure denominator and combined with handling measures. Complaints remain allegations, not findings. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
Operational reliability0 supporting fields · peer group banking|role-unknown|size-unknown|US
Insufficient dataComparable delivery, uptime, incident or processing measures within the same peer group. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
Transparency and governance0 supporting fields
Insufficient dataPricing, contract, ownership, complaint route, privacy and responsible entity disclosures are not yet complete enough to score.
Evidence confidence8 supporting fields
60/100Identity resolution, source trust, claim support and claim level freshness.
Comparable observations
These dated values feed a dimension only when the method, denominator and peer group permit a fair comparison.
asset growth 4q percent3.44%2026-03-31 · officialdeposit growth 4q percent2.78%2026-03-31 · officialloan growth 4q percent-14.31%2026-03-31 · officialloan to share ratio percent15.97%2026-03-31 · officialmember growth 4q percent-5.74%2026-03-31 · officialmembers7,815 members2026-03-31 · officialnet worth growth 4q percent15.08%2026-03-31 · officialnet worth ratio percent10.44%2026-03-31 · officialreturn on assets percent1.41%2026-03-31 · officialtotal assets usd$72,196,5072026-03-31 · officialtotal deposits usd$64,541,5352026-03-31 · officialtotal loans usd$10,305,2112026-03-31 · official Verification and coverage factors
Identity2 supporting fields
36/100Legal identity, official domain, contact evidence and verified entity roles.
Regulation5 supporting fields
84/100Current permissions and restrictions are assessed separately from enforcement history. Registration confirms status, not service quality.
Evidence quality8 supporting fields
52/100Supported claims, high trust evidence and independent source coverage.
Service evidence1 supporting field
45/100Whether the provider's claimed service is supported. Breadth is not rewarded.
Transparency0 supporting fields
Insufficient dataPricing, contract, ownership, complaint route, privacy and responsible entity disclosures are not yet complete enough to score.
How to read this- Verification strength describes the research record. It is not a provider quality rating.
- Research completeness measures category relevant coverage. It does not reward a broad product catalogue.
- Customer outcomes remain unscored until a valid exposure denominator and comparable handling data are available.
- Financial resilience remains unscored until at least two comparable directional measures are available.
- Price and contract quality remains unscored until comparable cost and term measures are available.
- Operational reliability remains unscored until comparable delivery or incident data are available.
- An active registration confirms identity or permission in its stated scope. It is not a recommendation or service quality endorsement.
- ServeAssess does not publish a universal composite quality score across unlike provider roles.
Calculated 2026-07-23 from 2 independent sources.
Observed strengths
- Regulatory standing: 84/100 from 5 eligible evidence fields. Current permissions and restrictions are assessed separately from enforcement history. Registration confirms status, not service quality.
Limits and open questions
- Financial resilience or backing: insufficient comparable data. Directionally comparable resilience measures within the provider's role, category, size and jurisdiction peer group. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
- Price and contract quality: insufficient comparable data. Comparable price and contract measures. Published terms alone do not establish good value. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
- Customer outcomes: insufficient comparable data. Complaint volume is normalized by an exposure denominator and combined with handling measures. Complaints remain allegations, not findings. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
- Operational reliability: insufficient comparable data. Comparable delivery, uptime, incident or processing measures within the same peer group. Comparable peer data is required for at least 2 measures; 0 eligible measures are present.
- Transparency and governance: insufficient comparable data. Pricing, contract, ownership, complaint route, privacy and responsible entity disclosures are not yet complete enough to score.
- Verification strength describes the research record. It is not a provider quality rating.
- Research completeness measures category relevant coverage. It does not reward a broad product catalogue.
- Customer outcomes remain unscored until a valid exposure denominator and comparable handling data are available.
Potential fit signals
No customer-fit conclusion is supported by the current record.
03Entity and role graph
Who markets, contracts, administers and carries the obligation
A brand can represent several legal parties. Complaints, financial facts and permissions must be attached to the party responsible for that function.
167TH TFRlegal entity
verified167TH TFRmarketing brand
reported04Permission map
Products, roles and jurisdictions
bankingUS · legal entity · NCUA charter 13028
activeconsumer lendingUS · legal entity · NCUA charter 13028
activeUnderlying licence records
National Credit Union AdministrationUS · NCUA charter 13028
active05Source ledger
Evidence behind this profile
ClaimConfidenceStatus
legal name: 167TH TFR98%accepted
regulatory status: active98%accepted
regulatory reference: NCUA charter 13028; federal credit union (FCU); 2026 Q1 active federally insured listing; mailing location Martinsburg, WV; 7,815 members; $72,196,507 total assets; NCUA join number 656298%accepted
offers service: consumer lending90%candidate
reported new vehicle balance usd: 130333298%accepted
reported used vehicle balance usd: 227472298%accepted
reported credit card balance usd: 27443398%accepted
reported other secured consumer balance usd: 15812098%accepted
reporting period: 2026-03-3199%accepted
reported members: 781599%accepted
reported total assets usd: 7219650799%accepted
reported total loans usd: 1030521199%accepted
reported total deposits usd: 6454153599%accepted
reported return on assets percent: 1.40702469638274799%accepted
reported net worth ratio percent: 10.44110624354721299%accepted
reported loan to share ratio percent: 15.96678944806627499%accepted
reported deposit growth 4q percent: 2.778432756627968799%accepted
reported loan growth 4q percent: -14.3116133034213199%accepted
reported asset growth 4q percent: 3.437506389043587599%accepted
reported member growth 4q percent: -5.74116511880352699%accepted